There are many big decisions we make in our lives, and where to live is usually one of them. Whether you rent or buy, what style of accommodation you choose and how you pay for it will be concerns that you need to spend time dealing with. Don’t be rushed into making decisions. Read any contracts carefully and have them checked by qualified independent people. The right decisions now will help prevent problems in the future.
Buying a home can be both exciting and a major challenge. It makes sense to look at a broad range of properties, and also shop around for the best financial option for you.
Don’t be hurried into a decision; take your time; read everything before you sign; and ask questions.
Mortgage Calculator
Find out how much you could borrow and what your repayments are likely to be. All you need are your income and credit commitments so you can estimate the sort of home you can afford.
This is a great tool to help ensure you don’t overstretch yourself with home loan repayments. Click HERE for the Mortgage calculator.
Repayment Calculator
Find out how much you could borrow and what your repayments are likely to be. All you need are your income and credit commitments so you can estimate the sort of home you can afford.
Click HERE for the Repayment calculator.
Deposit Calculator
Find out how much deposit you may need for a HomeStart loan. This estimate also includes government grants and the upfront fees you’ll need to cover, like stamp duty and conveyancer fees.
Click HERE for the Deposit Calculator.
Buying a Home Fact Sheet
Click HERE for the Government of South Australia’s Attorney-General Department.
Forms for buying or selling a home
R1 Sales agency agreement (PDF 69KB)
R2 Disclosure of benefits (PDF 23KB)
R3 Buyers information notice (PDF 29KB)
R4 Bidders guide (PDF 132K)
R5 Collusive practices (PDF 103KB)
R6 Warning notice to purchaser (PDF 15KB)
R7 Warning notice (PDF 21KB)
Changes to vendor’s statements
Attachment for Form 1 (PDF 195KB)
Attachment for Form 2 (PDF 149KB)
Source: http://www.cbs.sa.gov.au/wcm/consumers/consumer-advice/buying-or-selling-a-home/